About This Service

Take Control of Your Retirement with Annuities

An annuity is a long-term investment designed to help you grow and protect your retirement savings while providing guaranteed income when you need it most.

Why Annuities Beat Traditional Retirement Accounts

1. More Control Over Your Money

• No Required Minimum Distributions (RMDs): Unlike 401(k)s and IRAs, annuities don't force you to withdraw at age 73

• Flexible Access: Access your money when you need it without waiting for retirement age

• YOU decide when and how much to withdraw, not the IRS

2.Superior Protection

• Principal Protection: Many annuities guarantee you won't lose your initial investment, even in market downturns

• Market Upside with Downside Protection: Indexed annuities let you earn based on market gains without risking losses

• Creditor Protection: In many states, annuities are protected from creditors and lawsuits

3.Guaranteed Lifetime Income

• Never outlive your savings - receive guaranteed income for life

• Pension-like payments you can count on

• Options to include your spouse for joint lifetime income

Annuities vs. 401(k)s - Key Differences

Feature Annuity 401(k)

Market Loss Protection ✓ Yes ✗ No

Guaranteed Income ✓ Yes ✗ No

Required Withdrawals ✗ No RMDs ✓ Must at 73

Early Access ✓ Flexible ✗ 10% penalty

Tax-Deferred Growth ✓ Yes ✓ Yes

Types of Annuities We Offer:

• Fixed Annuities: Guaranteed interest rate, no market risk

• Fixed Indexed Annuities: Earn based on market index performance with no downside risk

• Immediate Annuities: Start receiving guaranteed income right away