About This Service

Critical Illness Insurance Protection

Cancer, heart attack, and stroke are among the most common and financially devastating health crises families face. This specialized insurance provides cash benefits when you need it most.

Alarming Statistics

• Cancer: 1 in 2 men and 1 in 3 women will be diagnosed with cancer in their lifetime

• Heart Disease: #1 cause of death in America - someone has a heart attack every 40 seconds

• Stroke: Someone in the US has a stroke every 40 seconds - leading cause of long-term disability

• The average out-of-pocket cost for cancer treatment is $16,000 per year

• 42% of cancer patients deplete their entire life savings within 2 years of diagnosis

• Heart attack treatment costs average $20,000-$50,000 even with insurance

Why You Need This Coverage

Traditional health insurance covers medical bills, but critical illness insurance provides cash benefits you can use for:

• Deductibles and copayments

• Experimental treatments not covered by insurance

• Travel expenses for specialized care

• Lost income during recovery

• Mortgage or rent payments

• Groceries, utilities, and everyday expenses

• Home modifications for recovery needs

How It Works

Upon diagnosis of a covered condition (cancer, heart attack, or stroke), you receive a lump-sum cash benefit paid directly to you - not to hospitals or doctors. You decide how to use the money.

Don't let a critical illness derail your family's financial security. Get the protection you need today.

*Available in Kentucky only

Cancer, Heart Attack & Stroke